February 2026 Product Updates - Retail

[jenni]

Hey, Toast Community! 

In this month's post, you can find updates on the following:

• Toast Checking
• Break Enhancements
• Toast IQ - Toast Payroll Data
• Test Kitchen – AI Invoice Scanning
• Test Kitchen – Retail POS Mode
• Test Kitchen – Toast Sales Sync
• Test Kitchen – Tiered Cash Rewards

Check out more about the updates in the descriptions below:

Toast Checking

Introducing Toast Checking*, the account built to help stay ahead of taxes, payroll, and expenses. Use built-in Jars to set aside money so you always know what’s covered, and replace financial guesswork with peace of mind to ensure your success is the rule and not the exception this year.

Ready to get started with Toast Checking? Apply now via Toast Web, or learn more about getting started with Toast Checking in this article.

 *Toast is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of the insured bank. Certain conditions apply to the pass-through insurance coverage.

Return to top

Break Enhancements

You can now configure more flexible break tracking options and optional break waivers in Toast POS. These enhancements give operators new tools to define how break intervals are tracked and provide employees with an optional waiver prompt for eligible breaks.

With the new settings, you can specify custom break intervals for shifts and enable voluntary break waivers per break type. Waiver responses and timestamps are recorded and available for review in Time Entry Management.

View your break types settings in Toast Web or learn more about building breaks.

Return to top

Toast IQ - Toast Payroll Data

Get faster answers to your biggest payroll questions with Toast Payroll data in Toast IQ. See what you paid employees across past pay runs, view employee and employer taxes and other deductions, view payroll and tax amounts withdrawn from your bank account, and get payroll summaries for one or more employees. Toast IQ respects your existing Toast Payroll roles and permissions, so users only see the payroll data they are authorized to view or edit.

Ask Toast IQ, “Show me a detailed breakdown of my last submitted payroll.”

Return to top

Test Kitchen - AI Invoice Scanning

AI Invoice Scanning makes it easier to process and receive invoices. Upload or snap a photo and the invoice is automatically scanned, allowing you to review quantities, receive items into inventory, and monitor cost changes — saving time while keeping inventory and margins accurate.

The tool supports: 

• Mobile & Toast Web invoice processing
• Image & PDF invoice formats
• Suggested item matching, bulk item creation and AI-suggested categorization

Sign up to join the beta

Return to top

Test Kitchen - Retail POS Mode

Be the first to try new Retail POS features — including Retail Mode featuring a PLU keypad for fast PLU and SKU entry, plus returns, enhanced search, and gift receipts — built to streamline checkout and elevate the retail experience.

Join the beta

Return to top

Test Kitchen - Toast Sales Sync

Toast Sales Sync, a no-cost feature for Toast POS users designed to make posting your Toast Daily Sales to QuickBooks Online fast and easy!

Toast Sales Sync is included with any Toast POS subscription, enabling QuickBooks Online users to post journal entries automatically for every sales date. 

Here’s what you can expect:

• Automated daily sales  journal entries posted to your QuickBooks Online account
• Track income on your P&L
• Make bank reconciliation for sales a breeze

Join the Toast Sales Sync waitlist on Test Kitchen.

Return to top

Test Kitchen - Tiered Cash Rewards

Toast Loyalty rewards have been optimized to allow for more flexibility, control, and engagement - configure up to 4 rewards of either kind (cash or item) and encourage guests to work up to that next reward tier. 

The new multi-reward system in Toast Loyalty introduces a redesigned reward configuration system that improves upon the way dollars off rewards work. The new system replaces the progressive dollars off reward model for a “fixed” dollars off reward system. This allows operators to configure multiple dollars off reward tiers.

Previously, rewards used a progressive structure where points accumulated beyond the unlock threshold (Unlock $5 at 50 points, 55 points = $5.50, 60 points = $6.00, etc ) increased the guest’s redeemable reward amount continuously. The new system standardizes dollars off rewards into fixed-value tiers and supports multiple dollars off reward levels as well as free item rewards.

Key changes:

• Operators can configure multiple reward tiers instead of a single progressive reward.
• Guests will have more control over how much they redeem when redeeming a dollar off reward.
• Guests will be encouraged to work up to the next tier to unlock a reward.

Note: You must have Toast Loyalty to use this feature.

Join the Tiered Cash Rewards waitlist on Test Kitchen.

Return to top

Do you have questions or feedback for the Toast Retail Product team? We'd love to hear from you in the comments below!👇