Credit Card Surcharge Fee

[LauraM]

I was trying to add the credit card surcharge fee to all of our restaurants, but if I do Toast is raising our credit card fees. Is there a work around to add this fee without using Toast credit card surcharge product?

[Rob · Accepted solution]

The only other way would be to use service charges, which is not recommended. However, that is what locations did before we released the surcharge product. 

[Steiners]

Why is it not recommended?

[Rob]

There are regulations around surcharging; finding ways to implement a type of surcharge without following those requirements may have consequences. Toast’s Credit Card Surcharging is a solution designed to follow card brand surcharging rules and help you apply surcharges automatically to your guests’ in-store credit card transactions in a way that complies with the rules.


This content is for informational purposes and is not intended as legal, tax, HR, or any other professional advice. You are responsible for your own compliance with laws and regulations, including card network rules. Please contact an attorney or other professional for specific advice. Note that this article applies to U.S. and U.S. territories only.